Recent Blog Posts by Kayel Buffaline

Talking About New Things This New Year

New Year= New Things When is it going to be my new invention that takes off?  Have you seen these new tires by Michelin? They are due to come out in August. Let me know.....innovative....or just plain scary?  Me?  I love to see innovation that saves me from flat tires, putting extra pressure in my tires when it is below zero, or basically any tire repairs or mishaps!

Don't Worry About Moving All Your Canned Foods

When you move from one place to another.....don't worry about moving that heavy box of canned goods.  Did you just empty your kitchen cabinets and realize how heavy that box is?  The movers are charging you per pound.  You could by new food at your new location cheaper than what you have to pay for carting the stuff that is in that cabinet.  Well we have a solution for you.  ...

Jeff Foxworthy on Upstate New York

If you consider it a sport to gather your food by drilling through 36 inches of ice and sitting there all day hoping that the food will swim by, you might live in Upstate New York. If you're proud that your region makes the national news 96 nights a year because Saranac Lake is the coldest spot in the nation, and Syracuse gets more snow than any other major city in the US , you might live in Upstate, ...

Jeff Foxworthy on Upstate New York

If you consider it a sport to gather your food by drilling through 36 inches of ice and sitting there all day hoping that the food will swim by, you might live in Upstate New York. If you're proud that your region makes the national news 96 nights a year because Saranac Lake is the coldest spot in the nation, and Syracuse gets more snow than any other major city in the US , you might live in Upstate, ...

Thanks

During this time of the year, are you reflecting on what you have to be thankful for.....or are you just focusing on the negative.  There is a lot to be thankful for....take some time and think of what you have in your life that effects you in a positive way.  I just want to say thank you to all of you that have touched my life and have been there when I needed you most (HUGS!!)  

Low Mortgage Rates = Great Ideas to Make Life Better

Opportunities are all around us.  You just need to know how to act on them and what they can mean for you.  How can you capitalize on the market and the rates?  Listen in as Kayel Buffaline gives us some ideas.

The Addition of Jobs.....Economy Headed In The Right Direction

Finally!!! Some positive national news on the economy!  The addition of jobs will definitely head it in the right direction. We that live in Upstate New York are already seeing some positive signs.  With Global Foundries bringing in 1300+ jobs and the business coming to support them bringing in over 5,000.  We are seeing the light at the end of the tunnel already!  Read ...

The Capital Region's Market Update

The Capital Region real estate market remains resilient as it makes its transition from the Home Buyer Tax Credit which expired in April.  Check out the video for the details and visit this blog often for market updates and other information you'll find valuable and useful!

Global Foundries

Global Foundries just had a huge meeting for the real estate community today.  There is alot coming our way!  We are so excited for our area!  The development of the fab plant is progressing and is impressive.  Included is an article so that you can get a sense of what is happening right here in the Capital Region.  Sometimes, we don't understand how enormous this ...

Money Being Handed Out.....I'll tell you how to get yours!

The government is still handing out checks for buyers of homes....Are you looking to buy a different home?  Or Buy your First home? With the April 30th deadline right around the corner, the push is on to get move-up and first time home buyers under contract.    Keep in mind that this means that you have to find your home and have an accepted offer on it by the April 30th deadline....but ...

Staging.... Does it Really Work?

Ok.....I know that you have heard about staging.  You might even have watched some of the shows on HGTV.  But does it really work?  I mean is there a PROVEN financial gain or at least proof that it will get my home sold quicker?  And if so, what should I concentrate on? I have all of those answers for you....by the way the answer is OHHHH YESSS!  If you are thinking of ...

Property Fax (or Facts)

  There is a great website for you to find out insurance claims in the last 5 years that were filled against the home you are about to purchase.  The home looks great, and seems fantastic, is it hiding anything?  There now is a place to go to find out.  Check out this website. Property Fax. 

Food Banks Locally Need Our Help

You may not see it, but it is happening....right here in our communities.  Families that use to be able to feed their families now need the help of food pantrys.  It's the holidays and we think about how are we going to provide presents to our families....but what if we were a family that was hoping just for a meal on the table for the holidays.  Imagine looking at your hungry childern ...

Tips For Sellers.....To Prepare Their Home To List

There are some great ways that you can start getting your home ready!  Are you thinking that you might be getting ready to make the move?  All the indicators point towards you deciding to list your home.....then you should start by watching this video.

Move-Up Buyer Credit

A lot of buyers don't realize that they can qualify for the $6500 credit!  Ask yourself these questions: Have I lived in my home in the last 5 consecutive years(out of a total of 8)? Am I purchasing under an $800,000 home? Do I make less than $125,000 single or $225,000 couple? If the answer is yes to all of the above.....you might be getting a $6500 credit (Yes...credit...not deduction!!) ...

5 Easy Upgrades That Raise The Value Of Your Home

  Here are some really great ideas that will help you get the most money out of your home.

First Time Home Buyer and Move Up Credit

Here are some of the most frequently asked questions on the changes to the Home buyer Tax Credit. Additional details will be posted to this blog as they become available. Question: Existing homeowner credit: Must the new house cost more than the old house? Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will qualify ...

When Talking With a 4 Year Old.....be Specific!

When you tell your 4 year old to call for help with their homework.....you need to be specific about who to call!

Additional Tax Credit For First Time Homebuyers Approved for New York State

This new Credit just approved is for first time home buyers in New York State.  The funding for it is available from Sept 1st thru Novemeber 31st 2009.  So what I'm trying to say is....first time home buyers you need to purchase a home NOW so that you can close by the dates above.  I only wish that I was a first time home buyer....the incentives have never been better, and along with ...

FHA Approves Ability to Use The $8000 Stimulus Credit At Closing Table

With this new change to the stimulus package, many more first time home buyers can actually close!!  FHA has approved the use of the stimulus  money at the closing table.  First time home buyers that qualify would still need to come up with 3.5% of their own money, but this will help them with the closing costs.  With appraisals being very cautious, this will help those that were ...