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Recent Blog Posts by Suzanne Dingley

What a Realtor Will Do For You

There are many important reasons to use a REALTOR®. Some of the duties your REALTOR® will perform for you include: For Sellers: Walk you through the process of selling your home from beginning to end. Provide information about the prices for which comparable properties have sold and analyze data for you to gain a true comparison. Make suggestions for what you can do to make ...
Posted by Suzanne Dingley @ 12:00 AM on 10/25/2011
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KIDS' TAKE ON REAL ESTATE

Buying your first home can be overwhelming, and I am here to help. Coldwell Banker and its network of real estate agents worldwide plus more than 100 years in real estate supports my efforts in helping first time home buyers realize their dreams and become homeowners. Coldwell Banker Real Estate asked some children what their thoughts were on various aspects of real estate. ...
Posted by Suzanne Dingley @ 12:00 AM on 09/20/2011
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CBPP September 2011 Market Snap Shot

An overview of the real estate market for the Capital Region of New York State for September 2011.
Posted by Suzanne Dingley @ 12:00 AM on 09/13/2011
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HOME OWNERSHIP MATTERS:

Real families' views on home ownership...
Posted by Suzanne Dingley @ 11:23 AM on 01/19/2011
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10 Inexpensive Ways to Wow Buyers

Now is the time for home owners contemplating a spring sale to spruce up their properties in anticipation of what Mike Larson of Weiss Research calls a potentially vibrant home-selling season. "If you have been beating your head against a wall, this is going to feel a lot better,” he says.Here are 10 cheap ways to make a property more attractive to shoppers: Improve first impressions. Touch ...
Posted by Suzanne Dingley @ 1:46 PM on 01/29/2010
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IS NOW A GOOD TIME TO BUY OR SELL A HOME?

Click the video link to hear Jim Gillespie, CEO of Coldwell Banker Real Estate on his assesment of the housing landscape.   
Posted by Suzanne Dingley @ 12:25 PM on 01/21/2010
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Breaking News on the Homebuyer Tax Credit

The Internal Revenue Service has released a new form that eligible homebuyers must file in order to claim the first-time homebuyer credit this tax season. The new form and instructions follow the extension and expansion of the homebuyer tax credit in November. In addition, there are now documentation requirements to deter fraud and ensure taxpayers properly claim the credit. With the release of ...
Posted by Suzanne Dingley @ 12:25 PM on 01/21/2010
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Mortgage Points: To Pay or Not To Pay

Should you pay discount points when you get a mortgage? To answer that question, you have to estimate whether you'll keep the mortgage past the “break-even point” – the time when your accumulated monthly savings from lower monthly payments exceeds the amount paid up front. What is a mortgage discount point? One point is equal to 1% of the loan amount, paid upfront at closing. You ...
Posted by Suzanne Dingley @ 12:23 PM on 12/30/2009
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EXPANSION OF THE HOME BUYER TAX CREDIT

The President has extended the $8,000 First Time Home Buyer Tax Credit and now expanded it to include a $6,500 tax credit for Move Up Buyers has caught the attention of many.   Click this video for some of the pertinent details of the tax credit:
Posted by Suzanne Dingley @ 2:06 PM on 12/17/2009
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HOW'S THE MARKET?

One question Realtors are frequently asked is, "How's the market?”  Below is an overview of the market in the Capital Region of New York. It considers the third quarter of 2008, wrought with the meltdown of the financial markets, compared with the same period in 2009.  The statistics bear out that the number of pending units has increased substantially - 8.25% in the 4-County ...
Posted by Suzanne Dingley @ 1:56 PM on 12/03/2009
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FAQ: FIRST TIME BUYER AND MOVE UP BUYER TAX CREDIT

Here are some of the most frequently asked questions on the changes to the Home buyer Tax Credit.  Additional details will be posted to this blog as they become available. Question: Existing homeowner credit: Must the new house cost more than the old house? Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements ...
Posted by Suzanne Dingley @ 10:35 AM on 11/13/2009
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UPDATE ON THE PROPOSED EXTENSION/EXPANSION OF 1ST TIME HOMEBUYER TAX CREDT AS OF 11/4/09

Following are the latest details available on the proposed extension and expansion of first time home buyer tax credit extension, now including a move-up buyer’s tax incentive as of 11/4/09.  This measure has been passed by the Senate; now it's up to the House. The tax credit would be $8,000 for first-time home buyers and $6,500 for move-up buyers (from December 1, 2009 to April ...
Posted by Suzanne Dingley @ 1:45 PM on 11/05/2009
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UPDATE ON THE PROPOSED EXTENSION OF THE FIRST TIME HOME BUYERS TAX CREDIT

PROPOSED:  First Time Home Buyer Tax Credit Extension; Income Levels Increased The proposal to extend the first time home buyers tax credit is getting very close to being finished.  The latest update is that the extension will offer tax credit to home purchases under contract by April 30th, 2010 while allowing another 60 days to close on the sale. The biggest change we may see in the ...
Posted by Suzanne Dingley @ 10:23 AM on 10/29/2009
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Act Now – 1st Time Homebuyer Incentive Expires Nov. 30, 2009

The current legislation grants a tax credit of up to $8,000 to first-time home buyers; the home must close by November 30, 2009. Purchase contracts need to be signed by late September or early October to ensure a closed sale before the deadline. At the current time, there has been no decision on an extension of the program. Who Qualifies? To qualify as a “1st-time home buyer” the purchaser ...
Posted by Suzanne Dingley @ 2:38 PM on 09/29/2009
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